How Much Does It Cost To Live On A Sailboat In The Caribbean?

Living on a sailboat in the Caribbean must be one of the most common daydreams of office workers everywhere. If you’ve been saving up and thinking about making your dream a reality, you may wonder what the costs of living on a sailboat really are. 

How Much Does It Cost To Live On A Sailboat In The Caribbean?

The cost of living on a sailboat in the Caribbean depends entirely upon your choices and lifestyle. You may spend a few hundred dollars per month or thousands of dollars a month, depending on whether you anchor or take a slip at a marina, how much you motor, and other factors. 

You may be surprised by how affordably you can live on your boat in the Caribbean.

Here are a few costs that you will need to consider, as well as tips for how to live in the Caribbean cheaply on your sailboat. 

Cost Of Living On A Sailboat In The Caribbean

Acquiring A Boat

You can expect to pay at least $10,000 to $15,000 at the bare minimum for a live-aboard sailboat that is seaworthy enough to navigate the Caribbean. For a more luxury cruiser, expected pay well into the hundreds of thousands of dollars. 

This will be one of the biggest expenses of your Caribbean cruise. You can also choose to charter a sailboat, which may be a much more affordable option, but offers you less customizability. 

Maintaining Your Boat

Depending on your sailboat, you’ll spend from a few hundred to a few thousand dollars a year maintaining it. For the most part, if you are cruising in the Caribbean, your boat is probably at least 30 feet long. 

Many cruisers prefer larger boats. If you are not accustomed to open water sailing, you’ll want to choose the largest, sturdiest boat that you can afford.

Maintaining such a boat will probably cost you at least a few thousand dollars a year. If you’re living on your boat full time, you also need to replace the sails every few years, as they wear out with so much active use. New sails are a several thousand dollar expense.

Marina Or Mooring Costs

Holding is good for anchors throughout much of the Bahamas, so many sailors choose to anchor their boats, especially when they are going to stay aboard.

However, if you’d like to leave your boat for the day or even for an overnight trip as you are traveling, you will likely choose to keep your boat at a marina where you won’t have to worry about it dragging or anything else happening to it while you’re away. 

Depending on your lifestyle, you may choose to spend a lot of time in a marina. Marina costs can be very high, especially at luxury resorts throughout the Caribbean.

How Much Does It Cost To Live On A Sailboat In The Caribbean?

Expect to pay about a dollar a night for every foot of your boat. That means that if you have a 50-foot boat, you’ll spend about $50 per night, plus amenities.

Food And Supplies

In many ways, living on a sailboat is like living in a small apartment without access to a store. You will need to store enough food for at least a few weeks at a time.

Many cruisers choose to take enough packaged and canned food for their entire Caribbean trip when they leave the United States since it can be more expensive to buy supplies in the Caribbean. 

To find out how much you’ll spend on food and supplies while you’re in the Caribbeans, calculate how much you’re paying for these sorts of foods now, remove many other sorts of fresh foods, and determine how much you would spend for a diet largely composed of foods that can be stored for long periods.


If you want to enjoy dining out at nice restaurants, occasionally indulging in a dip in a freshwater pool, and other luxuries, you can expect to pay considerably more.

Marinas cater to the wealthy, and most luxury destinations where cruisers go are sure to charge top dollar for all of their amenities.

Be honest about the lifestyle that you think you’ll want to live while you are in the Caribbean and plan for spending a bit more for those sorts of luxuries.

Gas and Water

Along with supplies, you’ll be stocking up on gas and water when you go into a marina every few weeks during your Caribbean trip.

Depending on how often you use your motor and how much freshwater you indulge in, these costs can be significant. Getting water in some parts of the Caribbean can be expensive. 

How To Reduce The Cost Of Living On A Sailboat In The Caribbean

Living on a sailboat in the Caribbean can cost hundreds of dollars a month or thousands, depending on how you do it. Here are a few ways to reduce the costs.

Motor As Little As Possible

The less you motor, the less you’ll spend on gas, and the less likely you will be to damage your engine.

Take a laid-back approach to your Caribbean vacation and wait for the wind to go in the direction that you want to go.

Catch Your Own Food.

The Caribbean is one of the richest places in edible fish in the world. You can catch all kinds of delicious fish and shellfish. Look into fishing licenses and make sure that you are following local laws. Taking advantage of catching your own food can dramatically reduce your costs. 

You may find that you aren’t worried about having luxury dinners once you have fixed yourself a few fresh-caught meals. Buying fresh fish from local fishers as they catch it can also save you a lot of money over going to the market.

How Much Does It Cost To Live On A Sailboat In The Caribbean? 1

Anchor Out Instead Of Staying At A Marina

Sailors like to stay at marinas for a number of reasons. There are amenities and accommodations, other people, restaurants, bars, etc.

At a marina, you can use plenty of freshwater and enjoy stepping off your boat onto dry land whenever you like. You can also enjoy a night without worrying about your boat dragging.

It’s nice to indulge in a marine and every so often, but if you want to save money on your Caribbean trip, you will go to marinas as rarely as possible.

Do your research to find the most affordable marinas on your trip or only stay at luxury marinas occasionally. The more often you anchor out, the more money you’ll save. 

Can You Live On A Sailboat?

Most people know that it is possible to live on a sailboat, but you may wonder whether it is a nice way to live.

Some people love cruising life, while others find it exhausting. Here are some things to keep in mind about living on a cruising sailboat.

You May Learn To Sleep Lightly

Sailors anchored out are always a little bit worried about the anchor dragging. In many areas of the Caribbean, the holding is very good and dragging isn’t common.

Furthermore, and perhaps more importantly, many areas of the Caribbean have plenty of white sandy flats around anchorages, so that even if you do drag, you will simply run aground in a harmless way. 

However, the constant anxiety of worrying about potentially dragging anchor is too much for some people. Think seriously about your anxiety level and whether you will enjoy sleeping aboard a boat for long periods.

How Do You Feel About The Heat?

Even if you go to the Caribbean in the winter, you’ll probably be surprised but how often you are hot. This is especially true if you are accustomed to Northern climates.

It gets very expensive to run a generator to have air conditioning, so most cruisers learn to live with the heat. The ocean breeze helps, but its best to accept before your trip that you will spend some nights feeling uncomfortably warm.

How Much Space Do You Need?

Many people find that they need a lot less space on a sailboat than they expect. That said, living in a space that feels too small for you for extended periods in the Caribbean can be very unpleasant.

How Much Does It Cost To Live On A Sailboat In The Caribbean?

If being on a sailboat makes you feel claustrophobic, you may not want to sign on to an extended trip in one.

Can You Live On A Boat At A Marina?

Most marinas allow you to live on your boat in your slip, but some require that you leave during the day or take your boat out periodically. For most marinas, long-term residents are desirable. You may even get a discount for renting your slip for an extended period. 

You can hook your boat up to water, electricity, and sometimes even gas at a marina. This can be an affordable and pleasant living situation.

You can have many of the pleasures of living aboard a boat without having to worry about anchoring out.

Is It Safe To Sail In The Caribbean?

For the most part, it is safe to sail in the Caribbean. However, it is very important for you to remember that there is no police presence here like you may be used to at home.

Most Cruisers carry some form of self-defense like a firearm. Many Cruisers choose to have a dog to alert them to potential problems and scare off intruders.

A dog or an alarm system is especially important if you want to leave your boat for extended periods during the day.